Cookie Policy
COOKIE POLICY
WHAT IS A COOKIE?
Cookies is a small file that stores the Internet settings. Almost every site uses cookie technology. Received by your browser during the first visit to a website. When a user visits the web site thereafter, cookies and the information stored on them will either be returned to the website that created it (a cookie installed by the user’s own site provider – “first- party cookie “), or they will be sent to another web site to which it belongs (a cookie installed by other third party cookies). Cookies allows the website to detect that you have previously visited it from this browser, and in some cases allows the content to be customized.
Some cookies are extremely useful as they can improve the user experience when opening a website you’ve visited several times. Provided you use the same device and the same browser, cookies remember, for example, your preferences for the use of the site and customize the displayed content according to your personal interests and needs.
Depending on their function and intended purpose, cookies can be divided into four categories *: Necessary cookies, functionality cookies, performance cookies, cookies for promotional purposes.
COOKIES THAT DO NOT REQUIRE CONSENT.
The necessary cookies, also referred to as “absolutely necessary” cookies, ensure the functions without which you will not be able to use this website as designed. These cookies are exclusively used by SMIRDEX and are therefore the so-called first-party cookies. They are stored on the user’s device only during the current browsing. The necessary cookies ensure, for example, that when you open the car configuration application, the appropriate version will be displayed, in which the bandwidth volume of data will correspond to your Internet connection. For example, when you change web pages, these cookies ensure the functionality of a transition from http to https and therefore compliance with increased security requirements for data transmission. Finally, a cookie of this category stores your choice of cookies on our site. Your consent to the use of the necessary cookies is not required.
The necessary cookies can not be deactivated by using a corresponding option on this site. Generally, you can disable cookies at any time from your browser.
COOKIES THAT REQUIRE CONSENT.
Cookies that are not necessary for the use of the site as defined above, perform important functions. Without these cookies, features that allow easy browsing on our site, e.g. pre-filled forms will no longer be available. The settings you have set will not be saved and should therefore be entered from the beginning on each page. In addition, we will not be able to adapt to your needs with personalized offers.
SMIRDEX incorporates on this site and third party content. An example is the integration of YouTube videos. These third-party providers can theoretically install cookies as you visit the SMIRDEX website, the information that you opened a SMIRDEX site. Please visit third-party web sites to get more information about using cookies. If, as a general principle, you have chosen not to consent to the use of cookies that require your consent, to revoke your consent or to disable cookies, based on our legitimate interest, to proceed with the initial view of the page see you. “Cookie Options”) you will only have the features of the site for which we can guarantee the use without these cookies. In this case, you will not be able to access the areas of our website that offer the technical ability to incorporate third-party content and thus install third-party cookies. You will be informed about this message. However, if you want to use the content of the site in this case, this will only be feasible if you agree to use the required consent cookies. Enable the consent option available at the corresponding section of our website.
COOKIES CATEGORIES.
Depending on their function and the intended purpose, cookies can be divided into four categories: Cookies, performance cookies, cookies, cookies for promotional purposes.
NECESSARY COOKIES.
The necessary cookies are necessary for browsing a website and using its features. Without these cookies, functionality can not be guaranteed, e.g. to maintain actions that are performed during a visit (text entry or car configuration) when the user moves between different pages within the web page.
FUNCTIONALITY COOKIES.
Functional cookies allow a webpage to store details that have already been provided (eg selecting accessories in a car configuration) and provide the user with improved, more personalized features. Function cookies are used e.g. to enable features such as video playback. These cookies collect anonymous information, they can not trace your movements to other sites.
PERFORMANCE COOKIES.
Performance cookies collect information about the use of a web page – for example, which pages the visitor opens most often, or if error messages appear on a page. These cookies do not store information that allows us to identify the user. The information will be gathered and analyzed without being assigned to a specific person. These cookies are used exclusively to improve website performance and therefore user experience.
Our website uses Ignition One and Google Analytics to collect information about how users interact with the site and its content. These performance cookies are defined in the original entry to the site and are based on our legitimate interest in better understanding of the use of the site by visitors for further customization and modification purposes. Learn more: http://www.google.com/policies/privacy/.
To opt-out of Google Analytics crawling on all webpages, visit http://tools.google.com/dlpage/gaoptout.
COOKIES FOR PROMOTIONAL PURPOSES.
Promotional cookies are used to show ads related to specific users and tailored to their interests. They are also used to limit the frequency of display of an ad and to measure the effectiveness of promotions. Record whether you’ve visited a website or not. This information may be passed on to third parties, e.g. advertisers. Cookies designed to improve communication with target groups and advertising are often linked to third-party page functions.
MANAGEMENT AND REMOVAL OF COOKIES.
The original pop-up window offers you the option to accept or reject the use of consenting cookies. You can also reject or delete cookies by changing the settings in your browser. For managing cookies, most browsers allow you either to reject or accept all cookies, or to accept only certain types of cookies. The process of managing and deleting cookies can be found in browser help mode. If you wish to restrict the use of cookies, you will not be able to use all the interactive features of our website.
LIST OF COOKIES THAT ARE USED
NECESSARY COOKIES.
| Name | Purpose | Expiration Time |
| __cfduid | Used by the content network, Cloudflare, to identify trusted web traffic. | 1 year |
| has_js | Registers whether or not the user has activated JavaScript in the browser. | Session |
| SESS# | Preserves users’ states across page requests. | 23 days |
PERFORMANCE COOKIES.
Google Analytics
Google Analytics is a web analytics service provided by Google, Inc. (“Google”) to help Atradius understand how our websites are used. Information about the use of our website, including your IP address, may be transmitted to Google and stored on their hosts. We use the information to compile reports and help us improve the site. Cookies collect information in an anonymous form, including the number of visitors to the site from where visitors have come to the site and the pages they visited.
| Name | Purpose | Expiration Time |
| _utma | Tells if you’ve visited our site again so that we can count how many of our new visitors are at group.atradius.com or on a specific page. | 2 years |
| _utmb | It works with _utmc to calculate the average time you spent on group.atradius.com. | Session |
| _utmc | It works with _utmb to calculate when you closed the search engine. | When you close your browser |
| _utmt | Used to adjust search speed. | 10 minutes |
| _utmv | Used to store custom variable data at the visitor level. This cookie is created when a developer uses the _setCustomVar method with a custom visitor variable. This cookie was also used for the _setVar deduction method. The cookie is updated each time the data is sent to Google Analytics. | 2 years |
| _utmz | Update how you arrived at the group.atradius.com website (eg from another website or search engine). | 6 months |
| _utmt_rollupTracker | It monitors multiple domains of Atradius websites. | 30 minutes |
| _utmt_oldTracker | Removes the old tracking code. | 30 minutes |
| _ga | Distinguishes users. | 2 years |
| _gat | Sets the search speed. | 10 minutes |
More information: http://www.google.com/policies/privacy/
To opt-out of Google Analytics crawling on all webpages, visit: http://tools.google.com/dlpage/gaoptout
COOKIES FOR PROMOTIONAL PURPOSES.
Google Advertising
| Όνομα | Σκοπός | Λήξη Ισχύος |
| ads/ga-audiences | Used by Google AdWords to re-engage visitors that are likely to convert to customers based on the visitor’s online behaviour across websites. | When you close your browser |
More information: http://www.google.com/policies/privacy/
facebook Pixel
Data Collected: Cookie Level Data.
Purpose: These cookies to track your online ads display relevant online ads based on what you’ve seen and clicked on, as well as pages of our visited website.
Provider: Facebook Inc.
